Fort Mill/Charlotte Home Lease Purchase Program


  • Make homeownership a reality for more people.

  • Transparency, Choice,Value, Control and Flexibility.

Prospective Residents 

  • First time homeowners who are cautious about buying a home, but need a home now.

  • Potential homeowners who recently relocated and are unsure which neighborhood to live in.

  • Potential homeowners who cannot obtain a mortgage, but who want to live in a community with great schools.

Benefits for Approved Prospective Residents

  • Upon entering this program, prospective residents are given the monthly lease and purchase price information each year for up to 5 years, so they can plan for the future.

  • We provide MLS listings in the communities we serve, expanding prospective residents' selections to all qualifying homes for sale.

  • We use our skills to purchase the home the prospective residents want, providing them with an affordable lease and a pre-set purchase price each year for up to 5 years. Also, there are no hidden fees or non-refundable deposits.

  • Prospective residents have the right to purchase the home at anytime during their residency, at the preset price. If the home value appreciates above this price each year, they realize a financial benefit, if the value of the home declines, they can choose not to renew their lease and walk away without penalty.

How It Works

  • Prospective residents start the process by filling out a Pre-Qualification Application that checks key issues. If the application is approved, the applicant will be required to submit a Full Application for a full credit check and background check. If a Full Application is approved we will outline the maximum Monthly Rent of the home for which the prospective resident qualifies.

  • Prospectives residents will work with us as their REALTOR     to find them a qualified home.

  • Once a home is identified and approved we will attempt to purchase this home-the outcome of which will depend on certain conditions being met such as agreeing on a purchase price with the seller, a satisfactory inspection, attorney review of the purchase contract and other closing conditions being satisfied.

  • Once the offer of the home is accepted by the seller, prospective residents will be required to sign a one year lease for the home as well as a Right To Purchase Agreement.

  • The resident has the right to purchase the home at anytime during their residency at the pre-set purchase price. If the resident chooses not to renew the lease, they can walk away without penalty.

Basic Requirements

  • Annual household income of $50,000+

  • Stable employment

  • No pending bankruptcy

  • No disqualifying criminal history